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Terms of Use, Rules & Policies

Author johnbsims3
Admin Male

#1 | Posted: 17 Oct 2006 21:52 | Edited by: johnbsims3 
This BBS is here for the free discussion of homestead, asset protection and state exemption issues. This BBS is not engaged in business or profit and is completely free of charge, brought to you by consumer advocate, John Sims. With that said, there must be a couple of simple ground rules for users, which will be strictly enforced. Admin reserves the right to do anything they want.

The information provided on this website is for informational purposes only and shall not constitute legal advice or opinion. The subject matter and applicable law in all legal areas are in a constant state of change. No legal advice is given and no attorney-client or any other relationship is established or intended. The information provided herein is from general sources and although we believe it to be accurate, we cannot represent, guarantee or warrant that the information contained in this website is accurate or is appropriate for the usage of any reader.

We are independent of cross links and do not warranty their accuracy or applicability. The content of this website may be fact specific and dependent upon the special needs and purposes of the visitor. Each situation stands on its own. We recommend that readers of this information consult with extremely competent legal counsel certified in the area or subject-matter of consultation prior to relying on any information on this website. This website is not intended as legal advice whatsoever and is hereby disclaimed.

Reading email or replying to email or accepting telephone calls or returning telephone calls shall not be considered legal advice whatsoever. We require that any and all agreements for services be in writing and signed by the company and the client. No relationship will be deemed to exist unless and until an agreement for services has been signed by both client and appropriate parties or attorneys after appropriate interviews and conflict checks. We are located in Florida and comply with all Florida General Laws, statutes, court decisions and administrative rules.

Again, this is an informational only consumer advocate website. We will help you learn about the law regarding Homestead Exemptions and Asset Protection. We are offering this free service for people who need help learning about homestead exemption, asset protection and other associated matters due to the lack of valid and up-to-date information in the public domain.


The decision to grant a homestead ad valorem tax exemption application or renewal lies solely with the local county Office of the Property Appraiser in the county in which you live. The Office of the Property Appraiser has the presumption of being correct in any decision they render. You must prove them wrong in a court of law or equity.

Should you need legal advice we strenuously urge you to consult an attorney extremely qualified to answer your questions in the area of law or subject matter that you are inquiring about.


The company is pleased to offer internet access to the items and issues linked from these pages and users should be aware of several items.

While we endeavor to preserve the accuracy of the internet's available items, the items themselves are not official and we will not be responsible for any inaccuracies that may be encountered.

By using these items in any form, the user agrees to indemnify and hold harmless the company and anyone involved in storing, retrieving, or displaying this information for any damage of any type that may be caused by retrieving this information over the internet.

The items presented on this website are reference tools only and do not have any legal authority from being posted here. The contents represent the best available information at the time the item was originally produced or posted. These items may or may not include the complete information for any particular requirement or subject matter.


* No Flaming, trash talking, ad hominem attacks, obscenity, trolling, "cattle calls", etc... Keep it civil and address the issues, not the person or their personality. We can all disagree - but very civilly.

* No thread hijacking. If you can't address the Original Poster's question or issue, then please open your own thread. If there is some peripheral attachment to the OP's question or issue, then so state it, address it and move on.

* No Interboard trash talk - We don't care what happened on another bulletin board. If you go to another board to trash someone, leave it there. If someone trashes you on another board, leave it there. Don't bring it here.

* Collectors & Judgment Holders - if you are coming here to spout the "Just Pay Your Bill" mantra, please go back where you came from and spout it there. If you haven't realized it yet, we are here to help homeowners from becoming your victim due to their lack of knowledge. We fully support the state and federal debt collection practices laws and will formally report any and all violations.

*Our belief is that good ideas will chase away bad ones. Let's get the good ideas out there. You, the poster, bear full responsibility for what you post. This is a message board, not your virtual lawyer, and if misinformation is posted, it is our hope that it will be corrected shortly by good and valid information along with the proof.

* Nothing on this Board is to be construed as legal advice or opinion. If you want a lawyer, hire one or enroll in law school. Lawyers are, of course, very welcome to post anything as they see fit and are strongly encouraged to participate and enroll in our referral service.

* If you are trying to sell anything outside of our type of services, please take it elsewhere. It will not be allowed here unless you pay for advertising. Attorneys may post and solicit for referrals for themselves or their firms at no charge.

* Admin and the Mods reserve the right to modify or delete any post or thread that is, in the sole opinion of the Admin/Mod Team, a violation of any of these Terms of Service.

Terms of Service

The Terms of Service may be modified from time to time as deemed necessary and by continuing to use this BBS you indicate your acceptance of these modifications. Don't argue with the decision of the Mods in this area. You may question it, but keep the discussion civil and on topic.

We reserve the right to archive any and all messages of whatsoever nature.

For purposes of these terms, the following definitions are being used to define certain "internet" terms:

"Flaming" is a personal attack against any other person.

"Trash Talking" is used as commonly used in sports an "in your face" comment intended to incite the other person.

"Obscenity" is not restricted to the FCC's 8-words, but includes any language generally considered to be objectionable as to meaning or form of expression. Ethnic slurs fall into this category.

"Trolling" is the act of coming into an established community such as an online discussion forum, and posting inflammatory, rude, repetitive or offensive messages designed intentionally to annoy or antagonize the existing members or disrupt the flow of discussion, including the personal attack of calling others trolls.

"Cattle Call" is the act of summoning friends from another board to this one for purposes or the effect of flooding this BBS with posts that either individually or collectively violate any of these Terms of Service.

In addition to the above, the following are included in the Terms of Service agreed to by all members while registering:

You agree, through your use of this forum, that you will not post any material which is knowingly false, defamatory, inaccurate, abusive, vulgar, hateful, harassing, ad hominem, obscene, profane, sexually oriented, threatening, invasive of a person's privacy, adult material, spam, viruses, files of questionable data or otherwise in violation of any International or United States, Federal or state law.

You also agree not to post any known copyrighted material unless you own the copyright or you have consent from the owner of the material.

Spam, flooding, advertisements, chain letters, pyramid schemes, and general business solicitations (see exceptions posted on the site or herein) are also strictly forbidden on this forum.

Note that it is impossible for the staff, admin or the owners of this forum to confirm the validity of the information in user's posts. Please remember that we do not actively monitor the posted messages, and as such, are not responsible whatsoever for any or all content contained within.

We do not warrant the accuracy, completeness, or usefulness of any information presented. The posted messages express the views of the author, and not necessarily the views of this forum, its staff, its subsidiaries, or this forum's owner.

Anyone who feels that a posted message is objectionable is encouraged to notify an administrator or moderator of this forum. The staff and the owner of this forum reserve the right to remove objectionable content, within a reasonable time frame, if they determine that removal is necessary. This is a manual process, however, please realize that they may not be able to remove or edit particular messages immediately. This policy applies to member profile information as well.

You remain solely responsible for the content of your posted messages. Furthermore, you agree to indemnify and hold harmless from any and all claims or causes of action, the owners of this forum, any related websites to this forum, its staff, and its subsidiaries. The owners of this forum also reserve the right to reveal your identity (or any other related information collected on this service) in the event of a formal complaint or legal action arising from any situation caused by your use of this forum, or to any law enforcement agency by authorization through a warrant.

You have the ability, as you register, to choose your username. We advise that you keep the name appropriate. With this user account you are about to register, you agree to never give your password out to another person except an administrator, for your protection and for validity reasons. You also agree to NEVER use another person's account for any reason. We also HIGHLY recommend you use a complex and unique password for your account, to prevent account theft and spamming.

After you register and login to this forum, you will be able to fill out a detailed profile. It is your responsibility to present clean and accurate information. Any information the forum owner or staff determines to be inaccurate or vulgar in nature will be removed, with or without prior notice. Appropriate sanctions may be applicable.

Please note that with each post, your IP address is recorded, in the event that you need to be banned from this forum or your ISP contacted. This will only happen in the event of a major violation of this agreement.

Also note that the software places a cookie, a text file containing bits of information (such as your username and password), in your browser's cache. This is ONLY used to keep you logged in/out. The software does not collect or send any other form of information to your computer, nor will we utilize the information for any other purpose.

File upload rules

Attachments are to comply with these rules and terms of service. File attachments may only be posted in the 'Documents & Publications' forums unless it pertains to the thread. Only registered users may upload and view attached files.

You are allowed to upload the following file types and sizes ONLY:

BMP images - maximum of 256 Kbytes,
JPEG/PJPG images - maximum of 256 Kbytes,
GIF images - maximum of 256 Kbytes,
TIFF images - maximum of 307 Kbytes,
PDF documents - maximum of 2 Mbytes,
DOC/MSWORD documents - maximum of 2 Mbytes,
ZIP archives - maximum of 2 Mbytes,
TXT images - maximum of 256 Kbytes,
MPEG audio/video - maximum of 16 Mbytes,
WMV video - maximum of 16 Mbytes,
QUICKTIME video - maximum of 16 Mbytes,
AVI video - maximum of 16 Mbytes,
Flash movies - maximum of 2 Mbytes

All other file types and/or sizes above the limit are not allowed to be uploaded at this time. Contact the Administrator to upload files, sizes or types not listed and we will make every attempt to accomodate you.

If you are uploading an image which resolution is more than 600x800, it will be automatically resized to thumbnails, proportionally by width, with the width of 300 pixels. Visitors may enlarge the image by clicking on it, in a separate pop-up window.

When uploading files, obligatory comments in the body of your message is required - uploading files without any message or description is not allowed!

Again, nothing posted, read, written or discussed on this BBS is to be construed as legal advice or opinion whatsoever. If you need legal advice we strenuously recommend that you inquire to, or hire a lawyer certified only in the field of law or subject-matter that you wish to inquire about. Contact us for a subject-matter referral to a specialist attorney if you require one. We are here to help.

Terms of Use, Rules and Policies Florida Homestead Services - Florida Homestead Exemption Act Forum / Terms of Use, Rules and Policies /
Terms of Use, Rules & Policies
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