Chauncey v. JDR Recovery Corp., 118 F.3d 516 (7th Cir. 1997) - Debt collection letter sent by collection agency that informed consumer, "Unless we receive a check or money order for the balance, in full, within thirty (30) days from receipt of this letter, a decision to pursue other avenues to collect the amount due will be made" contradicts mandatory validation notice disclosures giving consumer 30 days to dispute debt and request verification, leaving unsophisticated consumer confused as to what his rights were, and thus violates Fair Debt Collection Practices Act.
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