There are exceptions to the homestead laws: (a) Liens and judgments for the payment of taxes and assessments on real property. (b) Liens and judgments for obligations contracted for the purchase of real property. (c) Liens and judgments for labor, services, or materials furnished to repair or improve real property. (d) Liens and judgments for other obligations contracted for house, field, or other labor performed on real property. If these exceptions are not met, a lien may be placed against a claimed homestead property or against a homeowner's association controlled property and foreclosed upon. Homeowner's association liens may not be covered by the law and may also be foreclosed based upon contract law.