The constitutional homestead provision in the Florida Constitution is no applicable to a mobile or modular home placed on a lot that is leased. However, Florida Statute 222.05 protects mobile homes from judgment creditors. The law states that the owner of a mobile home whose home is on a leased lot, or leased land can indeed claim the mobile home as their homestead which will be exempt from creditor judgments, levy and forced sale outside of the constitutional exceptions which are:
(a) Liens and judgments for the payment of taxes and assessments on real property.
(b) Liens and judgments for obligations contracted for the purchase of real property.
(c) Liens and judgments for labor, services, or materials furnished to repair or improve real property.
(d) Liens and judgments for other obligations contracted for house, field, or other labor performed on real property.
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