Homesteading protects your home and equity form unsecured creditors and judgments. It matters as the State legislature has decided to not allow people to be forcefully removed from their homes and become a charge upon the public. The exceptions are:
(a) Liens and judgments for the payment of taxes and assessments on real property.
(b) Liens and judgments for obligations contracted for the purchase of real property.
(c) Liens and judgments for labor, services, or materials furnished to repair or improve real property.
(d) Liens and judgments for other obligations contracted for house, field, or other labor performed on real property.